The Maldives might seem like a luxury destination, but it’s possible to visit this paradise without breaking the bank. With a bit of planning, you can enjoy the stunning beaches, clear waters, and rich culture on a budget. Here’s how you can explore the Maldives without overspending.
Saving Money on Accommodation
Accommodation eats up a large part of your budget, but there are ways to keep costs down. Skip the private island resorts and stay in local guesthouses instead. Many locals on inhabited islands have started renting out rooms and offering services for a fraction of the cost of resorts. This gives you a more authentic experience and is much cheaper.
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The islands of Maafushi, Dhiffushi, and Thulusdhoo are great options to find affordable rooms. Prices for a night often range from $40 to $70. You can check sites like Booking.com for guesthouses and hostels. These places may give you basic amenities, but they are all you need if you’re mostly outdoors.
Most guesthouses include breakfast, and this gives you fewer meals to buy outside. You might also find dormitories or more budget-friendly bungalows available on some islands.
Tips for Getting Discounts
You can save more money if you book during the off-season, which is from May to October. The weather can be unpredictable during this time, but you get lower prices on almost everything, including accommodation.
Also, try to book your room for longer stays. Many guesthouses offer discounts if you stay three days or more. Always ask if they have any deals.
Saving on Food
Eating in the Maldives can skyrocket your expenses if you’re not careful, but there are easy ways to save here too. Skip hotel restaurants unless they are included in your stay. Head to local cafés and food stalls to eat where the locals do. These places offer traditional Maldivian meals at much lower prices, often under $5.
Expect meals like fish curry with rice, fried fish dishes, or “roshi” (local flatbread). Many guesthouses also have kitchens for guest use, so you can buy fresh produce and cook your own food. Pick up groceries at local shops or markets to save even more.
If you crave Western food or a fancy meal, save your budget by eating just one splurge meal during your trip. Otherwise, stick to local dishes.
Water and Drinks
The tap water on most islands isn’t safe to drink, so buying bottled water adds up. Avoid buying from restaurants where it’s often overpriced. Instead, buy it in bulk at local grocery stores.
If you’re on a budget, skip alcohol altogether. The Maldives is a Muslim country and alcohol is only served on resort islands, where it can get expensive. Embrace the local tea culture instead. “Sai” (local tea) at a café is much cheaper and a fun experience.
Affordable Transportation Around the Islands
This is where many people overspend without realizing it. Most people assume you need to spend a lot on speedboats or seaplanes to get around. However, public ferries are your best friend if you’re trying to save money. They operate between most inhabited islands and Male, the capital, and they are very affordable, often costing $2 to $5.
The downside is that public ferries don’t run every day, and you may need to plan ahead. They are much slower than speedboats, but they’re great if you have the time and want to save cash.
If you need to use a speedboat, try to book through your guesthouse. They often offer deals or know operators who charge less than the regular rate.
Traveling Between Atolls
For longer distances between atolls, air travel might be necessary. Check with local airlines like Maldivian Air or Flyme for cheaper domestic flights. Buying tickets a few months in advance may help you save a bit. Also, consider combining ferry and flight options for affordable yet efficient travel.
Cheap and Free Activities
One of the best things about the Maldives is that you don’t need a lot of paid activities to enjoy your stay. The beaches are stunning, and lounging by the water is free. Bring a snorkel with you, and you’ll open the door to many free adventures—underwater worlds are just waiting near the shore. Bring your own gear to avoid renting it every time you want to dip in the water.
Another free or low-cost way to spend your time is by exploring local islands. Many offer historical sites, such as mosques or markets that give you a glimpse of Maldivian culture. Walking through local villages is both fascinating and fun and doesn’t cost anything.
Affordable Tours and Excursions
While many operators charge hefty fees for boat trips or snorkeling tours, there are ways to save here too. Guesthouses often have partnerships with local guides, and this brings pricing down. When in doubt, comparison shop and ask for deals.
You can often find half-day snorkeling trips for around $30 to $40. If you’re staying on a local island, whale shark and manta ray tours can be much more affordable than resorts offering the same experience.
Which Islands to Visit
The Maldives consists of over 1,000 islands spread across several atolls. While some islands are for luxury resorts, there are plenty of more affordable local islands to visit. Here are a few budget-friendly options that let you see the beauty of the Maldives without costing too much.
Maafushi
Maafushi is one of the main budget destinations in the Maldives. Just a short speedboat ride from Male, it’s very well connected. Guesthouses on the island are affordable and well-established. You’ll find plenty of tours, water sports, and budget-friendly cafes here too. It’s busy and popular, so it’s a great place if you want to meet other travelers.
Dhiffushi
Dhiffushi is another popular choice. It’s more of a quiet, laid-back island, perfect if you’re looking for relaxation without the crowds. There are a few settlements and guesthouses, and trips to nearby sandbanks are popular. The pace of life here is much slower, and you feel like time stands still.
Thulusdhoo
Thulusdhoo is especially known among surfers but offers affordable stays even if you’re not into surfing. Its relaxed vibe is perfect for resting on the beach or snorkeling around coral reefs. There are also some great local eateries where you can enjoy fresh fish for a fair price.
Budgeting Tips
To make your money last, keep track of what you’re spending daily. Jot down the costs for food, transport, and activities so nothing catches you off guard. Stick to a budget over the course of your trip and save where you can for any special splurges like a snorkeling trip or fancy meal.
Another way to save is by booking everything as a package. Some guesthouses sell accommodation and tours as part of a bundle, which sometimes works out cheaper than booking the same snorkel or day trip separately.
Final Thoughts
The Maldives may have a reputation for exclusivity, but if you’re traveling on a budget, there are plenty of ways to bring costs down. The key is to opt for local islands instead of resorts, take advantage of public transportation like ferries, and focus on low-cost or free experiences.
With some preparation, you can see the Maldives’ breathtaking landscapes, underwater life, and friendly communities without draining your savings. It’s all about finding affordable options and making the time to enjoy!
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